A moist, dense quick bread featuring a tangy cream cheese swirl and pockets of semi-sweet chocolate chips, perfect for autumn mornings or gifting.
Ensure all ingredients are at room temperature for best texture. Do not overmix the batter to avoid a tough crumb. Use pure pumpkin puree, not pumpkin pie filling. For gluten-free, use a 1:1 gluten-free flour blend.
Keywords: pumpkin bread, cream cheese swirl, chocolate chip bread, fall baking, quick bread, autumn recipe, gluten-free option